Financing Your Home Energy Improvement

Energy Alliance Loan Programs

GC-HELP (Greater Cincinnati Home Energy Loan Program)

The Greater Cincinnati Energy Alliance offers a low-interest unsecured loan option for owner occupied single-family residences in Hamilton County in Ohio and Boone, Kenton, and Campbell Counties in Kentucky. With GC-HELP, your home energy improvements have the ability to generate savings that can meet or exceed your loan payments.

  • 6.99% interest rate
  • Loans up to 10 years based on the life of the equipment installed
  • Apply for a GC-HELP LoanOwner occupied duplexes eligible
  • Visit greatercea.org/loan for more details on GC-HELP 

Ohio Energy Efficiency Loan Programs

ECO-Link

ECO-Link (Energy Conservation for Ohioans) is a program from the Ohio Treasury for owners of single-family homes making home energy improvements.

  • 3% interest rate reduction
  • 5 year term
  • Loan amounts up to $25,000
  • Available through ECO-Link participating banks
  • Visit the ECO-Link website for full details and qualifications

Hamilton County Home Improvement Program

The Hamilton County Home Improvement Program, also known as HIP, is a program for homeowners in Hamilton County communities.

  • 3% interest rate reduction
  • 5 year term
  • Loans capped at $50,000
  • For properties valued up to $350,000 (based on Hamilton County Auditor's appraisal)
  • Visit the HIP website for full details and a list of local lenders

Interested participants should contact a qualified Greater Cincinnati Energy Alliance professional for more information. All participants must meet Department of Energy and Greater Cincinnati Energy Alliance program qualifications. Program terms are subject to change without notice.